function validate_frm(frm){		
	
	if(document.getElementsByName("accountowner")[0].checked==false && document.getElementsByName("accountowner")[1].checked==false)
	{
		alert("Account Owner Required");		
		return false;
	}
	
	if(document.getElementsByName("infosave")[0].checked==false && document.getElementsByName("infosave")[1].checked==false)
	{
		alert("Oklahoma College Savings Plan");		
		return false;
	}	
	
	if(document.getElementsByName("sonicinfo")[0].checked==false && document.getElementsByName("sonicinfo")[1].checked==false)
	{
		alert("SONIC Info Required");			
		return false;
	}		


	if(frm.elements['fname'].value.length < 1){
		alert("First Name Required");
		frm.elements["fname"].focus();
		return false;
	}
	
	if(frm.elements['lname'].value.length < 1){
		alert("Last Name Required");
		frm.elements["lname"].focus();
		return false;
	}
	
	if(document.getElementsByName("prefx")[0].checked==false && document.getElementsByName("prefx")[1].checked==false && document.getElementsByName("prefx")[2].checked==false && document.getElementsByName("prefx")[3].checked==false)
	{
				alert("Title Required");		
				return false;
	}
	
	
	if(frm.elements['adrs1'].value.length < 1){
		alert("Address Required");
		frm.elements["adrs1"].focus();
		return false;
	}
		
	if(frm.elements['city'].value.length < 1){
		alert("City Required");
		frm.elements["city"].focus();
		return false;
	}
	
	if(frm.elements['state'].value.length < 1){
		alert("State Required");
		frm.elements["state"].focus();
		return false;
	}
	
	if(frm.elements['zip'].value.length < 1){
		alert("Zip Required");
		frm.elements["zip"].focus();
		return false;
	}
	
	if(frm.elements['email'].value.length < 1){
		alert("Email Required");
		frm.elements["email"].focus();
		return false;
	}
	
	return true;
}